Financial Insights

Holding too much of one company’s stock can jeopardize your wealth—and selling may spark a hefty tax bill. Explore five advanced techniques to hedge risk, diversify exposure, and defer capital gains while keeping your goals on track.

This in-depth guide explains why most fortunes fade after three generations and shows how tax-efficient trusts—from credit-shelter and QTIP to dynasty and SLAT—can preserve, protect, and grow family assets for decades. Learn how to pair the new $15 million federal estate-tax exclusion with proven trust structures to reduce taxes, safeguard control, and ensure your legacy endures.

If you’ve already maxed out your $23,500 elective deferral (plus any catch-up) in your Solo 401(k) and still feel the itch to save more, you’re in the right place. The Mega-Backdoor Roth strategy lets you funnel up to the IRS’s $70,000 annual addition limit into after-tax contributions—and then convert them into Roth dollars for decades of tax-free growth. This step-by-step playbook walks you through plan setup, payroll withholding, conversions, and year-end filings.

From 529 plans to Roth IRAs, this guide breaks down every major college-savings option, compares tax perks, and shows Los Angeles parents how to mix and match accounts for K-12 through graduate school.