Your 30s fly by, but a quick financial tune-up now can mean the difference between scrambling and cruising when 40 arrives. From maxing your 401(k) and HSA to wiping out high-interest debt, we break down the must-fix items—through a Southern California lens—so you stay ahead of soaring costs and live the life you’ve planned.
Your 40s are halftime for money goals. This guide shows how to reset retirement targets, curb lifestyle creep, erase high-interest debt, fortify insurance, and fine-tune tax and investment strategies—so you arrive at 50 with confidence and momentum.
