Financial Insights

Holding too much of one company’s stock can jeopardize your wealth—and selling may spark a hefty tax bill. Explore five advanced techniques to hedge risk, diversify exposure, and defer capital gains while keeping your goals on track.

Should you pay the IRS now or later? This guide breaks down Roth and Traditional retirement accounts, contribution limits, phase-outs, RMD rules, and simple decision cues so you can pick the option that saves you the most over time.

The stock-market conversation still treats “value” and “growth” as if they were rival religions. Benjamin Graham is usually cast as the patron saint of deep-value bargain hunting, while fast-growing firms are portrayed as temptations best resisted.

A fee-only fiduciary advisor puts your interests first, clarifies complex decisions, and can shave years off your retirement timeline. Learn what to expect, the crucial questions to ask, and why Westlight Wealth’s client-first process makes the difference.

Carbon isn’t the only climate metric that matters. Southern California investors must now price in shrinking water supplies and rising wildfire losses. Westlight Wealth explains the latest data tools, Los Angeles hot spots, and practical steps to protect real-estate, muni-bond, and operating-company holdings.

A complete estate plan still protects your loved ones, saves time and money, and keeps your voice in the room when you can no longer speak for yourself.

When environmental, social, and governance (ESG) factors first burst onto the investing scene, skeptics warned that screening out “bad-actor” companies or tilting toward sustainability themes would inevitably sacrifice returns.

Venice’s free breeze can’t hide the fact that housing now consumes 40–60% of take-home pay, inflation’s shelter component is up 4.1% YoY, and combined state and sales taxes shave heavily at your wallet. This guide lays out a data-driven 50/30/20 budget on a $200k salary, three high-impact plays—from maxing tax-advantaged buckets and ADU house-hacking to EV rebates—and practical seasonal, policy, and tax-timing strategies to keep your lifestyle balanced and your future goals o