Retirement
- What to Do With a Maxed-Out 401(k): A Guide for High Earners in Their 40s and 50s
Where high earners save after a maxed-out 401(k): catch-ups, HSAs, backdoor Roths, taxable accounts and California.
- Is a Recession Coming in 2026? How to Prepare Your Finances No Matter What Happens
What the economic data show as of October 2026, and steps that help protect your finances in any economy.
- Hit Sixty, Plan Seventy: Your Decade-Out Financial Tune-Up
A 60s tune-up: Social Security timing, Medicare and IRMAA, the senior deduction, RMD ages and a calendar to 75.
- 30-Something Money Health Check: Fix These Now to Cruise Into 40
The money items to fix in your 30s: the match, an HSA, cash reserves, income insurance, debt and basic documents.
- Your 40s Financial Checkup: What to Fix Now So You’re Ready for 50
A checkup for your 40s: savings pace, 2026 limits, the Roth catch-up rule, insurance, college and estate documents.
- Roth vs. Traditional: Choosing the Right Retirement Account for Your Situation
Pay tax now or later: how Roth and traditional accounts compare in 2026, and how California treats each.
- Mega-Backdoor Roth in a Solo 401(k): Step-by-Step Playbook
Filling the 2026 limit with after-tax solo 401(k) money and converting it to Roth, step by step.
- Solo 401(k) or SEP IRA: Picking the Right Plan for a Single-Owner Business
Solo 401(k) or SEP IRA: 2026 limits, worked examples, Roth options and deadlines for a one-person business.
Ready for a clearer financial picture?
A complimentary 15-minute call. No pitch, no prep, no pressure. A conversation about where you are and where you want to go.
- A 15-minute conversation.
- An honest answer and a clear next step.
- No preparation. No obligation.